Appeal Declined - Trial Date Locked In for 12 April 2027

The Court of Appeal has released its decision on the application to reduce the trial length, bring forward the date of the trial and reduce the amount of the security for costs (see the judgment here, or in the Claim Documents tab).

Disappointingly the Court of Appeal declined the applications.  While it is believed the decision is wrong, there is no choice but to proceed with the dates and timings already set down by the High Court. 

So what does this mean? The trial is set down for 34-days commencing 12 April 2027.  This is locked in as there are no further appeal rights available. So, in reality nothing was lost in this appeal application.

Also, we have had a small number of enquiries from class members who wish to leave the class action as they are selling their property, or their circumstances have changed.  We just want to remind everyone that it costs nothing to be part of the class action, or to leave it, and we will not force you to remain part of the class action if you do not wish to.  

However, as the High Court administers the list of class members, anyone who wishes to leave the class has to write to the Registrar of the High Court in Christchurch, their email address is christchurchhc@justice.govt.nz. The Registrar will then ask both EQC and Grant Shand if they oppose the class members wishes to leave.

While we would like all members to remain part of the class action, we will not force you to remain against your wishes.

Choices for homeowners

EQC will tell you that you should participate in the Crown On-Sold programme it administers on behalf of the Crown.  This requires homeowners to undertake the repairs and then be reimbursed by EQC.  We believe homeowners should have the choice to receive a cash payment if that is what they want.

The approval of this class action is great news for qualifying homeowners who now have alternative pathways to resolve long standing issues caused by EQC's poor assessments or repair work prior to them owning their homes.

Many of the homeowners this decision will assist are those who are not in a position to undertake major repair work or who have the time, energy and financial means to go through yet more disruptions to their lives.

Grant Shand, counsel for the representative plaintiff in this case says...

"We don't believe that homeowners should have to go through the stress and inconvenience to rectify what are EQC's failings. Also, these homeowners should not be restricted by the Government On-Sold programme that is administered by EQC; they should be able to receive a cash payment if that is their preference."

There is qualifying criteria that will apply to homeowners who wish to opt in (please refer to the "Can I join?" section for further details).  You can register now and have your eligibility decided later.

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What is this EQC on-sold class action about

EQC assessed, repaired, replaced or made settlement payments on over 50,000 properties which have been subsequently on-sold since the Canterbury earthquakes.  EQC had a track record of incorrect and/or inaccurate assessments of earthquake damage and badly repairing earthquake damage.

Many people who purchased these on-sold houses that were incorrectly or inaccurately assessed and/or badly repaired, relied on EQC’s settlement information that the house was correctly assessed and/or repaired.  They now find that further repairs are needed to meet the standard of repair required under the EQC Act, however there is no insurance cover available for the entire loss.

While the Government introduced the $300m Crown On-Sold programme (administered by EQC) to meet this shortfall in the repair costs, this requires affected homeowners to undertake their own repairs and then be reimbursed by EQC where they meet certain criteria.  It also requires a covenant to be placed on the land title.

We believe affected homeowners should be able to receive a cash payment for the cost of the remedial work which is a result of EQC’s actions and/or inaction.  They should not be locked into the prescriptive criteria of the Crown On-Sold programme.

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What does it cost?

It costs you nothing to register and nothing to opt in to the claim.  If you receive a settlement as a result of the class action, the litigation funder will charge a maximum fee of 15% (including GST) of any settlement monies received or judgment sum awarded.  

You will never be asked to pay any money up front or pay for a share of any costs – it’s simply a deduction of up to 15% (including GST) off any amount you are entitled to receive once the class action is resolved.  You do not pay any additional legal fees.  This is less than many other class actions.

Frequenty asked questions

Further information about the claim

If you have questions about this class action, please contact us and one of our team will be in touch with you.